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Credit Union Defrauds Widow

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Notice of Breach May 2016
Notice of Breach May 2016

NOTICE OF BREACH

  • Description of the Deficiency
  • Identified 2008 DEED of TRUST
  • Signed by Patricia Butler
  • Filed on May 10, 2016
  • Clark County Recorder
  • (Inst #20160510-0000985)

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Power of Sale May 2016
Power of Sale May 2016

POWER OF SALE

  • Patricia Butler; on oath attests:
  • Makes the notice of breach
  • Authorized Representative;
  • Beneficiary of 2008 DEED of TRUST
  • Makes the notice of breach
  • Knowledge acquired first-hand
  • Review of BDCU business records.
  • Signed by Patricia Butler
  • Filed on May 10, 2016
  • Clark County Recorder
  • (Inst #20160510-0000985)
  • DOWNLOAD HERE
NOTE_1 Created 2008 Loan
NOTE_1 Created 2008 Loan

NOTE_1 CREATED 2008 LOAN

  • Original loan amount = $3,718,100.0
  • Fixed rate,
  • Fully amortized
  • (240) payments
  • Makers, Mario & Anneliese Caruso 
  • Created on February 19, 2008

NOT THE DEFICIENCY DESCRIBED

  • NOTE_1 payments due the 30th
  • NOTICE payments due the 10th

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NOTE_3 Modified 2008 Loan
NOTE_3 Modified 2008 Loan

NOTE_3 MODIFIED 2008 LOAN

  • Final payment due on June 10, 2014
  • All remaining principal and interest
  • Monthly Payment $13,580.36
  • Signed May 31, 2011
  • By Anneliese Caruso (Mario d.2009)

DOWNLOAD HERE

NOTE_1 Deed of Trust
NOTE_1 Deed of Trust

NOTE_1 DEED OF TRUST

    • Payment of the indebtedness
    • Evidenced by one promissory note
    • In the sum of $3,718,160.00
    • Recorded February 22, 2008
    • Clark County Recorder
    • (Inst #20080222-0003953)

    DOWNLOAD HERE

    Staff Memo
    Staff Memo

    STAFF MEMO

    • Board of Directors “denied”
    • (12) month extension of NOTE_3
    • Modified $13,580.36/month payment
    • Staff memo recommended
    • Prepared by Ed Benson
    • Dated June 26, 2014

    DOWNLOAD HERE

    10 Day Demand
    10 Day Demand

    10-DAY DEMAND

    • (5) unpaid $13,580.36
    • (March - July 2014)
    • Reinstatement=$67,901.80
    • (5 X $13,580.36)
    • Prepared by Carol Lelles
    • Dated July 2, 2014

    DOWNLOAD HERE

    Estes Email
    Estes Email

    Estes Confirms Denial

    • Board “DENIED” extension
    • Recommended by Benson
    • Sent by Eric D. Estes
    • Dated June 26, 2014
    Credit Union Mortgage Fraud